Frequently Asked Question
Quick answers about applying for a loan, interest rates and fees, repayment and eligibility.
Simply choose your loan type, fill out basic details, and submit your application. Our partners will get in touch quickly.
Yes, basic KYC documents like PAN, Aadhaar, and income proof may be required depending on the lender.
Some loans get approved instantly, while others may take up to 24–48 hours depending on the lender's policy.
No, applying through Credidost is completely free of charge.
Interest rates vary by lender and loan type — starting from as low as 10.5% p.a.
No. All fees, if applicable, are clearly displayed before you apply.
Some lenders charge a nominal fee. You’ll see it during the final review step.
Most lenders allow part or full prepayment. Pre-closure charges may apply.
Repayment periods range from 6 months to 5 years, depending on the loan type and provider.
Yes, most lenders let you select a convenient EMI date at the time of loan setup.
Missing EMIs can affect your credit score. Late fees or penalties may also apply.
Yes, once approved, you’ll get a full repayment schedule via email or app.
Indian citizens aged 21–60 with a stable income are generally eligible.
Yes, most lenders require a minimum credit score of 650+.
Absolutely! We work with lenders that offer loans to both salaried and self-employed professionals.
Yes — by maintaining a good credit history, reducing existing debts, and submitting accurate documents.
Hi! We are always here to help you.
Bank / lender helplines
Customer care directory